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Dr. Devid Jegerson

Fintech & Digital Transformation Expert | CEO/CTO | Board Member

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Contact Information

dj@payhacks.com
+971.54.xxx.xxxx (UAE)
+39.348.xxx.xxxx (IT)
Dubai, UAE

Areas of Expertise

Fintech Strategy & Execution
Digital Banking Transformation
Crypto Strategy & Execution
ePayments Strategy
Central Bank License Support
Digital Transformation
Product Strategy
Payments Technology
Fintech Regulation
Agile Organization Design

Key Achievements

  • Led groundbreaking ventures in UAE through secure crypto transactions
  • Transformed MENA's payments landscape with innovative QR solutions
  • Drove digital banking transformation at top UAE financial institutions
  • Launched the first cloud payment platform in the Middle East (2016)
  • Created the first European P2P system (Venmo-like) in 2014
  • Established a payment acquirer with licensed platform (2008)
  • Launched the first eMoney Bank account (Revolut-like) in 2007
  • Led the launch of PayPal Italy (2004)
  • Launched the world's first rechargeable prepaid card (2002)
Latest LinkedIn Activities
March 15, 2025
The Future of Digital Payments in the MENA Region
Examining the rapid digital transformation in payment systems across the Middle East and North Africa, with special focus on regulatory frameworks and technological adoption.
Read on LinkedIn
March 8, 2025
Cryptocurrency Adoption for Cross-Border Remittances
Sharing insights from our recent research paper on how blockchain and cryptocurrencies are transforming international money transfers, particularly in emerging markets.
Read on LinkedIn
February 25, 2025
Digital Banking Transformation: Beyond the Hype
Reflecting on my experience leading banking digitization projects across the UAE and what truly matters for sustainable transformation in financial institutions.
Read on LinkedIn
Medium Publications
March 2, 2025
The Practical Implementation of Blockchain in Traditional Banking
Bridging the gap between theoretical potential and real-world implementation in financial institutions across the MENA region.
Read on Medium
February 18, 2025
Beyond Cryptocurrencies: Enterprise Applications of Distributed Ledger Technologies
Exploring practical applications of blockchain technology beyond the hype in payments, identity verification, and cross-border transactions.
Read on Medium
January 22, 2025
The Evolution of Digital Payment Infrastructure in Emerging Markets
Lessons learned from two decades of building digital payment systems from prepaid cards to crypto-enabled remittances.
Read on Medium

Professional Experience

Chief Operating Officer
Investbank, Sharjah (UAE)
Apr 2023 - Dec 2024
Led transformative initiatives resulting in 80% operational efficiency increase and 50% revenue growth
Chief Digital Officer
National Bank of Fujairah, Dubai (UAE)
Apr 2018 - Apr 2023
Designed digital transformation strategy and launched innovative digital platforms
CEO, noonpayments LLC & Founder
noon.com, Dubai (UAE)
2015 - 2018
Launched a new payment platform for noon eCommerce group

Selected Publications

"Adoption of cryptocurrencies for remittances in the UAE: the mediation effect of consumer innovation"
European Journal of Innovation Management (2023)
"Investigating the unexpected determinants of cryptocurrency adoption in the UAE"
International Journal of Emerging Markets (2023)
"A framework for measuring the adoption factors in digital mobile payments in the COVID-19 era"
International Journal of Pervasive Computing and Communications (2022)
"Does emotional intelligence impact service innovation capabilities? Exploring the role of diversity climate and innovation culture"
Journal of Intellectual Capital (2023)
"Deciphering the role of cryptocurrencies in global remittances"
Management & Sustainability: An Arab Review (2024)